How it works
You move from discovery to exit evidence in four stages. The Bank of Namibia, NAMFISA, and the Communications Regulatory Authority each keep their own decision. Buffr holds the technical layer they share.
Why one platform
Overlapping mandates should not mean three builds.
Payments and non-bank financial institutions overlap the Bank of Namibia and NAMFISA. Mobile money, unstructured supplementary service data, and open finance overlap the Bank of Namibia and the Communications Regulatory Authority under the December 2024 memorandum of understanding. NamPost spans postal and banking law. Buffr ships synthetic data, reference application programming interfaces, the Deck, and audit once. Supervisors still assign tracks and approve exits on their own terms.
What supervisors have
- Guidance notes and frameworks
- Case officers and memoranda of understanding
- Admission lists and exit reports
What Buffr ships
- Synthetic Namibian bank packs
- Mock account servicers and open-banking application programming interfaces
- Observation Deck and workspaces
The journey
Browse listings. Shortlist vendors before you sign anything.
Spin up a workspace. Call account information services on Namibian synthetic accounts.
Caps, audit, and breach alerts stay visible on the Deck.
Scorecards and exit packs. No automatic licence on the way out.
1. Discovery
You browse marketplace listings and OpenAPI surfaces. Host banks shortlist vendors before procurement commits production spend.
2. Evaluation
Test in Sandbox provisions a workspace against Namibian synthetic accounts. You run consent (OAuth2 + PKCE), then call unbundled account information, confirmation of funds, confirmation of payee, and payment initiation services on synthetic accounts in your workspace.
3. Governed testing
The Bank of Namibia and NAMFISA are the default pair on most applications. The Communications Regulatory Authority joins when postal, unstructured supplementary service data, information and communications technology, or channel rails apply. Caps, breach alerts, and append-only audit stay on the Observation Deck. Buffr RegLens adds a policy mode with human review before anything publishes.
4. Scaling
Scorecards and exit certificates feed procurement and supervisory files. Your onward path is pilot, statutory track, wind-down, or reject.
What Buffr does not decide
Notification versus Full sandbox is the regulator's call. Buffr records and enforces the track. We do not re-score you into a different path in the background.